Terms and Conditions

Last updated: 8 June 2026

Agreement to Our Legal Terms

We are Richard Hannay, doing business as Omera Trading (‘Company’, ‘we’, ‘us’, or ‘our’), a sole trader registered in the United Kingdom at 1 Coronation Street, Bradford, BD12 7DQ.

We operate the website http://www.omera.uk (the ‘Site’), as well as any other related products and services that refer or link to these legal terms (the ‘Legal Terms’) (collectively, the ‘Services’).

You can contact us by email at richard@omera.uk or by post to 1 Coronation Street, Bradford, BD12 7DQ, United Kingdom.

These Legal Terms constitute a legally binding agreement between you (‘you’) and Richard Hannay trading as Omera Trading, governing your access to and use of the Services. By accessing the Services, you confirm that you have read, understood, and agreed to be bound by all of these Legal Terms. If you do not agree with these Legal Terms, you must stop using the Services immediately.

We will provide you with prior notice of any scheduled changes to the Services. Modified Legal Terms will become effective upon posting to the Site or notification by email to richard@omera.uk. Continued use of the Services after any changes constitutes acceptance of the modified terms.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

Our Services
Intellectual Property Rights
User Representations
User Registration
Products
Purchases and Payment
Subscriptions
Refunds Policy
Prohibited Activities
User Generated Contributions
Contribution Licence
Guidelines for Reviews
Third-Party Websites and Content
Services Management
Privacy Policy
Copyright Infringements
Term and Termination
Modifications and Interruptions
Governing Law
Dispute Resolution
Corrections
Disclaimer
Limitations of Liability
Indemnification
User Data
Industry-Specific Compliance and Financial Disclaimer
Prohibited Activities (Additional)
Contact Us

1. Our Services

The information provided through the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation, or which would subject us to any registration requirement. Persons who access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws.

Important Notice: The content published on this platform is for educational and informational purposes only and does not constitute financial advice, investment advice, or any other regulated activity under the Financial Services and Markets Act 2000 (FSMA). Omera Trading is not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this platform should be construed as a personal recommendation to buy or sell any financial instrument. Users should conduct their own research and seek independent financial advice before making any investment decisions. Past performance is not indicative of future results. Trading financial instruments carries a high level of risk and may not be suitable for all users.

Omera Trading publishes content documenting the operator’s personal trading journey and market research. All trade examples, analysis, and commentary reflect the operator’s own opinions and experiences and are shared for educational purposes only. Membership fees paid do not entitle users to personalised financial advice, managed investment services, or guaranteed returns of any kind.

2. Intellectual Property Rights

Our Intellectual Property

We own or are licensed to use all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics (collectively, the ‘Content’), as well as the trademarks, service marks, and logos contained therein (the ‘Marks’).

Our Content and Marks are protected by copyright, trademark, and other intellectual property laws in the United Kingdom and internationally.

The Content and Marks are provided through the Services ‘AS IS’ for your personal, non-commercial use only.

Your Use of Our Services

Subject to your compliance with these Legal Terms, we grant you a non-exclusive, non-transferable, revocable licence to access the Services and download or print a copy of any portion of the Content to which you have properly gained access, solely for your personal, non-commercial use.

Except as set out in this section, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in this section, please address your request to: richard@omera.uk.

Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your Submissions and Contributions

By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services (‘Submissions’), you agree to assign to us all intellectual property rights in such Submission. We shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgement or compensation to you.

You are responsible for what you post or upload. By sending us Submissions through the Services you confirm that:

you have read and agree with our Prohibited Activities section and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening to any person or group, sexually explicit, false, inaccurate, deceitful, or misleading;
to the extent permissible by applicable law, you waive any and all moral rights to any such Submission;
any such Submission is original to you or that you have the necessary rights and licences to submit such Submission; and
your Submissions do not constitute confidential information.

You are solely responsible for your Submissions and you expressly agree to reimburse us for any and all losses that we may suffer because of your breach of this section, any third party’s intellectual property rights, or applicable law.

3. User Representations

By using the Services, you represent and warrant that: (1) all registration information you submit will be true, accurate, current, and complete; (2) you will maintain the accuracy of such information and promptly update such registration information as necessary; (3) you have the legal capacity and you agree to comply with these Legal Terms; (4) you are not a minor in the jurisdiction in which you reside; (5) you will not access the Services through automated or non-human means, whether through a bot, script, or otherwise; (6) you will not use the Services for any illegal or unauthorised purpose; and (7) your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any and all current or future use of the Services.

4. User Registration

You may be required to register to use the Services. You agree to keep your password confidential and will be responsible for all use of your account and password. We reserve the right to remove, reclaim, or change a username you select if we determine, in our sole discretion, that such username is inappropriate, obscene, or otherwise objectionable.

5. Products

All products are subject to availability. We reserve the right to discontinue any products at any time for any reason. Prices for all products are subject to change.

6. Purchases and Payment

We accept the following forms of payment: Visa, Mastercard, PayPal, American Express.

You agree to provide current, complete, and accurate purchase and account information for all purchases made via the Services. You further agree to promptly update account and payment information, including email address, payment method, and payment card expiration date, so that we can complete your transactions and contact you as needed. All payments shall be in GBP.

You agree to pay all charges at the prices then in effect for your purchases and authorise us to charge your chosen payment provider for any such amounts upon placing your order. We reserve the right to correct any errors or mistakes in pricing, even if we have already requested or received payment.

We reserve the right to refuse any order placed through the Services. We may, in our sole discretion, limit or cancel quantities purchased per person, per household, or per order.

7. Subscriptions

Billing and Renewal

Your subscription will continue and automatically renew unless cancelled. You consent to our charging your payment method on a recurring monthly basis without requiring your prior approval for each recurring charge, until such time as you cancel the applicable order.

Free Trial

We offer a 5-day free trial to new users who register with the Services. The account will be charged according to the user’s chosen subscription at the end of the free trial period.

Cancellation

You can cancel your subscription at any time by logging into your account. Your cancellation will take effect at the end of the current paid term. If you have any questions or are unsatisfied with our Services, please email us at richard@omera.uk.

Fee Changes

We may, from time to time, make changes to the subscription fee and will communicate any price changes to you in accordance with applicable law and with reasonable prior notice.

8. Refunds Policy

Under the Consumer Rights Act 2015 and the Consumer Contracts Regulations 2013, you have the right to cancel a digital subscription within 14 days of purchase (the ‘cooling-off period’), provided you have not yet accessed the digital content. If you have accessed or downloaded digital content during the cooling-off period, you acknowledge that your right to cancel may be waived.

Outside of your statutory rights, all sales are final and no discretionary refund will be issued. If you believe you are entitled to a refund under your statutory rights, please contact us at richard@omera.uk within 14 days of purchase.

9. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available. As a user of the Services, you agree not to:

Systematically retrieve data or other content from the Services to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us.
Trick, defraud, or mislead us and other users, especially in any attempt to learn sensitive account information such as user passwords.
Circumvent, disable, or otherwise interfere with security-related features of the Services.
Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
Use any information obtained from the Services in order to harass, abuse, or harm another person.
Use the Services in a manner inconsistent with any applicable laws or regulations.
Engage in unauthorised framing of or linking to the Services.
Upload or transmit viruses, Trojan horses, or other material that interferes with any party’s uninterrupted use and enjoyment of the Services.
Engage in any automated use of the system, including scripts, data mining, robots, or similar data gathering and extraction tools.
Delete the copyright or other proprietary rights notice from any Content.
Attempt to impersonate another user or person or use the username of another user.
Use the Services to advertise or offer to sell goods and services.
Sell or otherwise transfer your profile.
Use content published on this platform as the sole basis for financial or investment decisions.
Reproduce, redistribute, or resell any content, analysis, or research published on this platform without written permission.
Represent content from this platform as personalised financial advice.

10. User Generated Contributions

The Services may invite you to chat, contribute to, or participate in blogs, message boards, online forums, and other functionality. When you create or make available any Contributions, you thereby represent and warrant that:

The creation, distribution, transmission, public display, or performance of your Contributions does not infringe the proprietary rights of any third party.
You are the creator and owner of or have the necessary licences, rights, consents, releases, and permissions to use your Contributions.
Your Contributions are not false, inaccurate, or misleading.
Your Contributions are not unsolicited or unauthorised advertising, spam, pyramid schemes, chain letters, or other forms of solicitation.
Your Contributions are not obscene, lewd, lascivious, filthy, violent, harassing, libellous, slanderous, or otherwise objectionable.
Your Contributions do not violate any applicable law, regulation, or rule.
Your Contributions do not violate the privacy or publicity rights of any third party.

Any use of the Services in violation of the foregoing violates these Legal Terms and may result in termination or suspension of your rights to use the Services.

11. Contribution Licence

By posting your Contributions to any part of the Services, you automatically grant us an unrestricted, unlimited, irrevocable, perpetual, non-exclusive, transferable, royalty-free, fully-paid, worldwide right and licence to host, use, copy, reproduce, disclose, sell, resell, publish, broadcast, retitle, store, cache, publicly perform, publicly display, reformat, translate, transmit, and distribute such Contributions for any purpose, commercial, advertising, or otherwise.

We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights associated with them. We are not liable for any statements or representations in your Contributions.

We have the right, in our sole and absolute discretion, to edit, redact, or otherwise change any Contributions; to re-categorise any Contributions; and to pre-screen or delete any Contributions at any time and for any reason, without notice.

12. Guidelines for Reviews

We may provide areas on the Services to leave reviews or ratings. When posting a review you must comply with the following criteria: (1) you should have firsthand experience with the person or entity being reviewed; (2) your reviews should not contain offensive profanity or abusive, racist, offensive, or hateful language; (3) your reviews should not contain discriminatory references based on religion, race, gender, national origin, age, marital status, sexual orientation, or disability; (4) your reviews should not contain references to illegal activity; (5) you should not be affiliated with competitors if posting negative reviews; (6) you should not make any conclusions as to the legality of conduct; (7) you may not post any false or misleading statements.

We may accept, reject, or remove reviews in our sole discretion. Reviews are not endorsed by us and do not necessarily represent our opinions or the views of any of our affiliates or partners.

13. Third-Party Websites and Content

The Services may contain links to other websites (‘Third-Party Websites’) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other content belonging to or originating from third parties (‘Third-Party Content’). Such Third-Party Websites and Third-Party Content are not investigated, monitored, or checked for accuracy, appropriateness, or completeness by us.

If you decide to leave the Services and access Third-Party Websites or use any Third-Party Content, you do so at your own risk. We take no responsibility whatsoever in relation to any purchases you make through Third-Party Websites.

14. Services Management

We reserve the right, but not the obligation, to: (1) monitor the Services for violations of these Legal Terms; (2) take appropriate legal action against anyone who, in our sole discretion, violates the law or these Legal Terms; (3) in our sole discretion and without limitation, refuse, restrict access to, limit the availability of, or disable any of your Contributions; (4) in our sole discretion and without limitation, remove from the Services or otherwise disable all files and content that are excessive in size or are in any way burdensome to our systems; and (5) otherwise manage the Services in a manner designed to protect our rights and property and to facilitate the proper functioning of the Services.

15. Privacy Policy

We care about data privacy and security. Please review our Privacy Policy at https://omera.uk/privacy-policy/. By using the Services, you agree to be bound by our Privacy Policy, which is incorporated into these Legal Terms. The Services are hosted in the United Kingdom. If you access the Services from any other region of the world with laws governing personal data collection, use, or disclosure that differ from applicable laws in the United Kingdom, by continued use of the Services you are transferring your data to the United Kingdom and expressly consenting to have your data transferred to and processed in the United Kingdom.

16. Copyright Infringements

We respect the intellectual property rights of others. If you believe that any material available on or through the Services infringes upon any copyright you own or control, please immediately notify us using the contact information provided below. A copy of your notification will be sent to the person who posted or stored the material addressed in the notification. Please be advised that pursuant to applicable law you may be held liable for damages if you make material misrepresentations in a notification. If you are not sure that material located on or linked to by the Services infringes your copyright, you should consider first contacting a solicitor.

17. Term and Termination

These Legal Terms shall remain in full force and effect while you use the Services. We reserve the right, in our sole discretion and without notice or liability, to deny access to and use of the Services to any person for any reason or for no reason, including for breach of any representation, warranty, or covenant contained in these Legal Terms or of any applicable law or regulation. We may terminate your use or participation in the Services or delete your account and any content or information that you posted at any time, without warning, in our sole discretion.

If we terminate or suspend your account for any reason, you are prohibited from registering and creating a new account under your name, a fake or borrowed name, or the name of any third party, even if you may be acting on behalf of the third party.

18. Modifications and Interruptions

We reserve the right to change, modify, or remove the contents of the Services at any time or for any reason at our sole discretion without notice. We have no obligation to update any information on our Services. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Services.

We cannot guarantee the Services will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Services, resulting in interruptions, delays, or errors. We have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Services during any downtime or discontinuance of the Services.

19. Governing Law

These Legal Terms are governed by and interpreted in accordance with the laws of England and Wales, and the use of the United Nations Convention of Contracts for the International Sales of Goods is expressly excluded. If your habitual residence is in the EU and you are a consumer, you additionally possess the protection provided to you by obligatory provisions of the law in your country of residence. Richard Hannay and you both agree to submit to the non-exclusive jurisdiction of the courts of England and Wales, which means that you may make a claim to defend your consumer protection rights in regard to these Legal Terms in England and Wales, or in the EU country in which you reside.

20. Dispute Resolution

In the event of any dispute, controversy, or claim arising out of or in connection with these Legal Terms or the Services, we encourage you to contact us first at richard@omera.uk to attempt to resolve the matter informally. If a dispute cannot be resolved informally, both parties agree to submit to the non-exclusive jurisdiction of the courts of England and Wales. The European Commission provides information on consumer redress, including a list of dispute resolution bodies by country, which you can access at https://ec.europa.eu/consumers/odr.

21. Corrections

There may be information on the Services that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Services at any time, without prior notice.

22. Disclaimer

THE SERVICES ARE PROVIDED ON AN AS-IS AND AS-AVAILABLE BASIS. YOU AGREE THAT YOUR USE OF THE SERVICES WILL BE AT YOUR SOLE RISK. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, IN CONNECTION WITH THE SERVICES AND YOUR USE THEREOF, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE MAKE NO WARRANTIES OR REPRESENTATIONS ABOUT THE ACCURACY OR COMPLETENESS OF THE SERVICES’ CONTENT OR THE CONTENT OF ANY WEBSITES OR MOBILE APPLICATIONS LINKED TO THE SERVICES.

THIS DISCLAIMER APPLIES WITH FULL FORCE TO ALL TRADING EDUCATION CONTENT, STOCK ANALYSIS, MARKET COMMENTARY, AND RELATED MATERIALS PUBLISHED THROUGH THE SERVICES. PAST TRADING PERFORMANCE DOCUMENTED ON THIS PLATFORM IS NOT INDICATIVE OF FUTURE RESULTS.

23. Limitations of Liability

IN NO EVENT WILL WE OR OUR DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, EXEMPLARY, INCIDENTAL, SPECIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFIT, LOST REVENUE, LOSS OF DATA, OR OTHER DAMAGES ARISING FROM YOUR USE OF THE SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTWITHSTANDING ANYTHING TO THE CONTRARY CONTAINED HEREIN, OUR LIABILITY TO YOU FOR ANY CAUSE WHATSOEVER AND REGARDLESS OF THE FORM OF THE ACTION WILL AT ALL TIMES BE LIMITED TO THE AMOUNT PAID, IF ANY, BY YOU TO US DURING THE SIX (6) MONTH PERIOD PRIOR TO ANY CAUSE OF ACTION ARISING.

NOTHING IN THESE LEGAL TERMS SHALL LIMIT OR EXCLUDE OUR LIABILITY FOR DEATH OR PERSONAL INJURY CAUSED BY OUR NEGLIGENCE, FRAUD OR FRAUDULENT MISREPRESENTATION, OR ANY OTHER LIABILITY THAT CANNOT BE LIMITED OR EXCLUDED UNDER ENGLISH LAW.

24. Indemnification

You agree to defend, indemnify, and hold us harmless, including our officers, agents, partners, and employees, from and against any loss, damage, liability, claim, or demand, including reasonable legal fees and expenses, made by any third party due to or arising out of: (1) your Contributions; (2) use of the Services; (3) breach of these Legal Terms; (4) any breach of your representations and warranties set forth in these Legal Terms; (5) your violation of the rights of a third party, including but not limited to intellectual property rights; or (6) any overt harmful act toward any other user of the Services. Notwithstanding the foregoing, we reserve the right, at your expense, to assume the exclusive defence and control of any matter for which you are required to indemnify us, and you agree to cooperate, at your expense, with our defence of such claims.

25. User Data

We will maintain certain data that you transmit to the Services for the purpose of managing the performance of the Services, as well as data relating to your use of the Services. Although we perform regular routine backups of data, you are solely responsible for all data that you transmit or that relates to any activity you have undertaken using the Services. You agree that we shall have no liability to you for any loss or corruption of any such data, and you hereby waive any right of action against us arising from any such loss or corruption of such data.

26. Industry-Specific Compliance and Financial Disclaimer

The content published on this platform is for educational and informational purposes only and does not constitute financial advice, investment advice, or any other regulated activity under the Financial Services and Markets Act 2000 (FSMA). Omera Trading is not authorised or regulated by the Financial Conduct Authority (FCA). Nothing on this platform should be construed as a personal recommendation to buy or sell any financial instrument. Users should conduct their own research and seek independent financial advice before making any investment decisions. Past performance is not indicative of future results. Trading financial instruments carries a high level of risk and may not be suitable for all users.

27. Contact Us

In order to resolve a complaint regarding the Services or to receive further information regarding use of the Services, please contact us at:

Omera Trading
Richard Hannay
1 Coronation Street
Bradford
BD12 7DQ
United Kingdom
Email: richard@omera.uk